Transforming the Future
of Finance

Next generation of inclusive financial infrastructure and services across the Americas

About

Zwippetech, Inc. is building the next generation of inclusive financial infrastructure and services across the Americas.

Operating in over five countries—including the United States, Mexico, Colombia, Peru, and Chile—Zwippetech is a digital financial technology company redefining how people and businesses access and experience financial services.

We develop and deploy cutting-edge B2B financial software that powers scalable, secure, and intelligent digital solutions. We do not offer deposit accounts or provide banking services directly to consumers or businesses. At our core, we are driven by a mission to close the gap between people and traditional finance—connecting underbanked populations with tools designed to promote financial empowerment, trust, and inclusion.

Our proprietary technology and deep expertise in banking infrastructure enable us to create modular solutions for financial institutions, fintechs, and strategic partners—turning complexity into simplicity, and inefficiency into opportunity.

Zwippetech stands at the intersection of innovation, purpose, and scale. With a relentless focus on impact and accessibility, we are shaping a future where financial services are not just digital, but truly borderless, fair, and human-centered.

We don't just build fintech.
We think beyond finance.

Our Story

From breakthrough technology to global infrastructure—here's how we're building the future of B2B fintech services.

Zwippetech was born with a powerful vision: to break down the barriers of traditional banking and build a new financial infrastructure and services for Latin America—and beyond. Founded by experts in banking, technology, and emerging markets, we saw a massive gap between what people needed and what the financial system delivered.

So we set out to change that innovating in order to change the future of finance. What started as a mission to serve the underserved has evolved into fintech engine powering inclusive, scalable financial solutions.

From our roots in the United States to our expansion into Latin America, Zwippetech develops next-generation B2B technology that enables banks, fintechs, and partners to launch, operate, and scale digital financial products with speed and impact.

We don't just connect users to financial services—we create the services that move finances, data, and opportunity. In markets where financial exclusion is the norm, we build systems that empower.

This is more than fintech. This is the future of financial access—built by Zwippetech.

Our Way of Working

Building cross-functional, diverse, and inclusive teams to develop groundbreaking financial technology.

Agile & Innovative

At Zelify, we build cross-functional, diverse, and inclusive teams—bringing together top talent to develop groundbreaking financial technology. Our engineering teams harness advanced technologies and agile methodologies to stay ahead of market demands and respond with speed and precision.

Hybrid Excellence

We operate under a hybrid model that fosters independence while promoting professional accountability, allowing every team member to contribute meaningfully toward our global objectives. Our engineers are not just building software—they're transforming technology into high-impact solutions that change how people access and experience financial services.

Our engineers are not just building software—they're transforming technology into high-impact solutions that change how people access and experience financial services.

Our Culture

At Zwippetech, we are builders at heart—crafting powerful B2B technology that enables the future of financial services. Our culture is rooted in innovation, autonomy, and a deep commitment to solving complex infrastructure challenges for banks, fintechs, and financial platforms across the Americas.

We don't just develop code—we engineer fintech ecosystems. Our teams work at the intersection of finance and technology, delivering scalable, modular solutions that accelerate digital transformation for our partners. From core payment processing to API-driven infrastructure, we take pride in building tools that empower others to serve their customers better.

Collaboration, ownership, and a relentless drive for excellence define how we work. At Zwippetech, we believe in giving our people the space to lead, the trust to innovate, and the responsibility to drive impact at scale. We're not just creating software—we're enabling the backbone of tomorrow's financial world. We challenge our team to achieve the impossible.

Innovation First

Our culture is rooted in innovation, autonomy, and a deep commitment to solving complex infrastructure challenges.

Ecosystem Builders

We engineer fintech ecosystems, delivering scalable and modular solutions that accelerate digital transformation.

Collaborative Spirit

Collaboration, ownership, and a relentless drive for excellence define how we work at Zwippetech.

Our Superpower

At Zwippetech, our greatest asset is our team—a powerhouse of top-tier talent with a track record of delivering results where it matters most. With more than 7 years of experience building and scaling tech startups, our leadership has driven two successful exits and brings a deep experience in technology, finance, commercial banking, and investment.

Battle-Tested Excellence

We are not theorists—we are builders who have digitalized banks, validated our model within the traditional B2B banking sector, and solved real-world problems with precision and speed.

100% Dedicated

Each member of our team is completely dedicated to this mission. We bring startup agility and enterprise-grade discipline, and we're obsessed with building infrastructure that truly moves the industry forward.

"Not only are we experienced—we're battle-tested. And we're here to redefine the future of B2B fintech."

Social & Corporate Responsibility

At Zwippetech, we're building more than infrastructure—we're building a fairer, more sustainable financial future.

Financial Inclusion

Our mission is rooted in solving one of the most pressing challenges of our time: the economic exclusion of millions who remain disconnected from the formal financial system.

Education First

We believe that true financial inclusion starts with education. That's why we've made financial literacy a core pillar of our services, offering accessible programs and tools that empower users.

Environmental Impact

We're committed to minimizing our environmental impact through desmaterialized services and carbon-neutral technologies, while funding high-impact environmental initiatives.

Our Commitment

For us, sustainability isn't a trend—it's a responsibility. And it's built into every decision we make.

Go-To-Market Strategy

Global by Design. Scalable by Default. Instant by Execution.

At Zwippetech, we've engineered a go-to-market model that's fully automated, 100% remote, and built to scale across multiple geographies with speed and precision. Our proprietary infrastructure, combined with a powerful integration technology stack, allows us to launch and expand with minimal operational cost and maximum market impact.

Tech Stack

• RESTful APIs
• Microservices
• Containers
• CI/CD

Bank Integration

• Banking APIs
• Open Banking
• PSD2
• ISO 20022

Deployment Model

• Cloud Native
• Multi-cloud
• Serverless
• Kubernetes

Why It Works

💻

100% remote deployment

⚙️

Near-zero operational burden

⏱

Ultra-fast partner activation

🌍

Service availability across countries with minimal customization

Our Technology

Building the future of finance with cutting-edge technology

First-Class Tech Stack

Microservices and RESTful APIs
Docker Containers
Automated CI/CD
Infrastructure as Code
100% Cloud-native (AWS & multi-cloud)

Secure Engineering

End-to-end Encryption
Role-based Access Control
ISO 27001, PCI DSS Aligned
Multi-layer Fraud Detection

Built for What's Next

Our technology evolves with the market. Our product offering is built to integrate tomorrow's innovations, today.

Our Corporate Structure

Built for scale. Engineered for global expansion.

Zwippetech operates under a robust, multi-entity corporate structure designed to enable seamless deployment across international markets. Our holding company oversees and controls a network of operational subsidiaries, allowing us to maintain strategic alignment, regulatory compliance, and operational agility at scale.
This structure ensures we can launch, localize, and grow in diverse jurisdictions—quickly, efficiently, and with full control of our infrastructure.

Global Presence

🇺🇸 United States – Zwippetech, Inc.
🇲🇽 Mexico – Zwippetech S.A.P.I. de C.V.
🇨🇴 Colombia – Zwippetech S.A.S.
🇵🇪 Perú – Zwippetech S.A.C.
🇨🇱 Chile – Zwippetech SpA
🇳🇱 Netherlands – Zwippetech B.V.

Our structure reflects our ambition: becoming the backbone of financial innovation worldwide.

Our Milestones

A journey of innovation and continuous growth

2018

Vision Born

Zwippetech launches its first proprietary B2B payment processing technology for Latin America.

2019

First Exit

Successful exit from our payments processing division, validating our product-market fit.

2020

Global Ambition Begins

Expanding to become a global fintech B2B enabler with enterprise-level solutions.

2021

Hypergrowth Across Borders

Operations launched in 3 countries, achieving a 63.59% annual growth rate.

2022

The Technological Infrastructure Takes Shape

Launching our Banking-as-a-Service platform and Open Banking API suite.

2023

Recognized and Accelerated

Selected as winners of the AlgenX Accelerator Program.

2024

Support to Scale

Successfully closed a Seed round investment, setting the stage for massive scale.

2025

B2BC, Borderless and Deployed

Assets in 5 markets, driving banks, fintechs, and partners in the Americas.

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Transforming the Future of Finance